I can't afford the fees

The fees you pay depend on how much you earn and can be paid monthly from your
pay packet, other payment options are also available.

As a member you
would also be able to take advantage of various discount schemes for such things
as Insurance, Health plans, shopping, holidays etc., which could actually save
you more than the cost of your membership.

So depending on which services
you take advantage of you could even end up reducing your total monthly